Frugal Travel Tips For Airfare

A critical part of the travel budget is transportation and this often includes airfare. The frugal traveler does more than keep an eye out on the internet for discounted flights. He or she looks for more creative ways to stretch the travel dollars.

Using Free Stop Overs

When the hubby and I traveled to Australia the first time, we flew Air New Zealand. Why? Because the airline offered a free stop over in their hub in New Zealand. We had never seen the country and were planning to tour it anyway. This way, we didn’t have to pay for airfare to and from.

The second time, we traveled to Australia, we flew Air Tahiti Nui. This airline offered, you guessed it, a free stop over in Tahiti on the way to or back. Another place we always wanted to visit.

Hidden Cities

Free stop overs are a benefit openly offered by some airlines. Hidden cities are not only unadvertised but are actively discouraged by the airlines. However they can be great savings for the frugal traveler.

An example of this is a trip from New York City to Las Vegas. Sometimes a flight from New York City to Los Angeles is less expensive, even though this same flight stops in Las Vegas to pick up more passengers. So what is to stop the frugal traveler from getting off early, at the destination he or she really wants to visit?

A few things… Luggage will be sent to the ticketed destination so this trick is for carry on only passengers. Also the flyer must remember that the return ticket should start at his or her real destination.

Getting Bumped

For the flexible, easy going traveler, being bumped for a flight is like winning the travel lottery. There is usually compensation plus you’re allowing someone else, who really needs to, to get to his or her destination on time.

Travelers knowing the rules know the compensation offered (check the carriers website), know the next flights out (be wary of carriers with once a week flights), and can weigh that against the pain of disrupted plans. The hubby and I always decide before arriving at the airport (early so we have a boarding pass to give up) whether or not it’s worth it. That way we can be the first to offer up our seats.

There are ways to increase the chance of being bumped, the simplest being booking an already quite full flight (usually a flight later on in the day).

Air travel doesn’t have to blow a travel budget. With some monitoring of discount sites and using some creativity, the frugal traveler can receive more for less.

Frugal Travel Tips For Chicago

Chicago offers many free attractions for the frugal traveler. These free sights offset more costly splurges like deep dish pizza, the entrance to the famed Shedd Aquarium, and a trip up the Sears Tower.

Free Trolleys

From Memorial Day weekend through the Labor Day weekend, between 10am and 6pm, free trolleys operate every 20-30 minutes to Chicago’s most popular tourist destinations. There are stops along Museum Campus, Michigan Avenue (The Magnificent Mile) and Navy Pier. Do a few of the loops to get a sense of the city. Drivers often give out bits of information about landmarks.

Street parking downtown is often free on Sundays.

Buckingham Fountain, Grant Park, and Millennium Park

Buckingham Fountain (seen in the opening credits of the tv show Married With Children) in Grant Park, close to the waterfront, was designed to emulate the great fountains in the palace of Versailles. It consists of three basins, surrounded by four bronze seahorses.

More modern art can be found in the adjoining Millennium Park. The Crown Fountain has two giant glass towers with projections of faces on them. Water squirts out of the faces’ mouths, much to wading children’s delight. Cloud Gate resembles a giant stainless steel jellybean, warping the reflection of onlookers.

Navy Pier

Navy Pier hosts a street carnival type of environment. There is a classic styled 148 ft Ferris Wheel, a musical carousel with painted animals, a children’s museum, a museum of stained glass, and a funhouse maze. Add seasonal street performers, food vendors, and face painters, and travelers can people watch for hours.

The Old Water Tower

The Old Water Tower, situated on the famed Michigan Avenue near the John Hancock Center, is one of the most famous survivors of the Great Fire. Designed to resemble a tiny European castle, the Old Water Tower is now a visitors center.

The Art Institute Of Chicago

With great American masterpieces like Grant Wood’s American Gothic, the Art Institute Of Chicago is a must see for art lovers and a freebie for the savvy traveler. From May 31st to August 31st, admission is free after 5pm on Thursday’s and Friday’s.

There are many other free or frugal attractions in the Windy City, window shopping on the Magnificent Mile, facades such as Dearborn Street Station and others.

Travel Insurance – Got You Covered

Planning to be traveling soon? Should you buy travel insurance? It’s a tough call whether spending the extra money is worth it. Are you over 50? Travel insurance goes up significantly as you get older. If you’re spending a lot of money on a trip, travel insurance is a must.

Travel Insurance Coverage

Travel insurance covers these basics:

  • Trip Cancellation Or Interruption
  • Medical
  • Emergency Evacuation
  • Baggage
  • Flight Delays and Cancellations

Travel Insurance – What Does It Mean For You?

Trip Cancellation refers to canceling prior to your trip whereas trip interruption refers to a problem during your trip. What if you or one of your travel companions gets hurt or sick and you need to cancel your plans. This is where travel insurance comes to the rescue.

What if you have a medical emergency? Think you’re covered by your medical insurance? You might be. But most medical insurance policies don’t cover you outside of the United States. Medicare never covers you when traveling abroad. Find out if you’re covered when traveling to your next destination.

What happens if you do sick and need to be airlifted? Or you need medical care on your flight home. This can be very expensive.

Have you arrived at your destination just to find that you have no luggage? What if you’re ready to board a cruise? Now what? Travel insurance will pay for essential items until your luggage is found and delivered to you. What if it never shows up? Make sure to have a list of items that you packed for your trip. Better yet, keep as many receipts of these items as you can. If your luggage was stolen, make sure to file a police report. This will help in making an insurance claim.

Did you get to the airport just to find out your flight has been delayed? What if the delay causes you to miss your connecting flight? Travel Insurance will reimburse you for hotel stays and meals while waiting to get out on the next flight. But what if your flight leaves on time and you get held up in traffic and miss your flight? You probably won’t be covered.

Travel Insurance – Do I really need it?

Check with your homeowner’s policy. It may already cover such things as lost luggage. Be sure to check the maximum amount of coverage as it may be limited in the payout. Check your medical insurance and find out what is covered when you’re traveling away from home. Verify if you’re covered when traveling abroad. Finally, check your credit card coverage. Some credit cards will provide a limited amount of insurance if the trip was booked with their credit card. If you have an airline’s credit card, check with their coverage. They may have better coverage if you’re traveling with them. But credit cards may not cover you being airlifted back home. Both health insurance and credit cards don’t usually cover travel emergencies.

Once you decide you need travel insurance, read the fine print. Check to see if there are any time limits concerning the purchase of insurance prior to your trip. Find out if the entire length of your trip is covered. Make sure your destination is covered. If the government is warning you not to visit a particular country, you may not be covered if you go there.

What if you get sick? Make sure you list all medications you’re currently taking. Failure to do so could invalidate your policy. What if a family member back home gets sick and you want to cut your trip short. Most travel insurance policies don’t cover this unless it’s a death in the family. There is an option called “cancel for any reason”. If you have older relatives back home, you may want to consider this option for peace of mind. This would allow you to cut your trip short and return home for any reason. Even if you just changed your mind and decided not to go.

Check the fine print and decide if purchasing travel insurance is right for you. You may be glad you did!

Top 5 Places to Travel on a Budget

Traveling on a budget is so rewarding. Who needs 5 -star hotels, elegant restaurants and expensive extras? I’ve found that my favorite vacation spots are ones close to home, right on American soil. Since I had such positive experiences, I wanted to share a few of my favorite spots with you. Even though I didn’t have to clean out my savings account or go broke for these “on a budget” one of a kind destinations, they were well worth every penny I spent. Here are 5 of my top places to travel, whether you are on a budget or not.

1. Arizona

This American hot-spot is a fantastic place to go whenever you can get there. We all know the power of experiencing the Grand Canyon but there is so much more, Whether it’s Spring, Summer, Fall or Winter, Arizona gets an A plus from me from the awesome climate to the variety of affordable things to see and do. It can get really hot, so pack some casual clothes. because if you’re like me, the best place to be is outside. The state has done an awesome job of creating hiking trails, botanical gardens, campsites, outdoor tours and other nature-loving excursions. The state is full of big cities and tiny towns full of art, culture and history and delicious food. For example, Tucson, Arizona is full of southwestern and Mexican heritage. There is very little or no admission charge to see spots like Sabino Canyon and Saguaro National Park and then head over to Sedona, Arizona for an opportunity to see 100 plus art galleries and events that are happening all of the time. They are amazing sites to see whether you are an art enthusiast or not.

2. Baltimore, MD

I’ve visited Baltimore many times and it is by far one of my favorite places to see. The seafood is fresh and delicious as is all the fare in the city, and for those of us on a budget, a dollar goes a long, long way. The steamed crabs are like no other in the world. The National Aquarium is beautifully located right on the Baltimore Harbor and a day spent there is a day well spent. The beautiful, family-friendly sights, smells and sounds are one of a kind! The Harborplace and the Gallery is located nearby the harbor and offers an amazing shopping and dining mecca where you can select what is right for your wallet and taste. Depending on the time of the year (remember Baltimore is cold in the winter) there is even free entertainment. The American Visionary Art Museum is well worth the short trip from the Harbor. They do charge a fee to get inside but the building itself and the property are full of sculptures and art to view for free. And there are so many other museums to visit during your time in this family-friendly city.

3. Hershey, PA

Hershey, Pennsylvania has become one of the most famous destination spots in our country, and it offers so many free and inexpensive things to do. There is a world-class amusement park, an infamous day spa that can be a but pricey but there are also many memorable affordable things to do. Hershey Chocolate World, is a ride that is on the Hershey Park grounds but is totally free. It is a wonderful historical ride that is both enjoyable and educational. If you are traveling with children they will get a free candy sample at the end of the ride where you are dropped off right into the gift store. There is also the Hershey trolley that will transport you around the city complete with kiss-shaped lights lining the streets. It was started by Milton Hershey while he was planning the town and continues to this day… it is well worth your time. If you have time (and I would suggest making time) visit ZooAmerica, Hershey Gardens, Milton Hershey School and the other fantastic museums all located in Hershey, PA.

4. Dallas, TX

In a town known for everything big, the cost to visit is not that bad. We had a bit of an adventurous spirit so we booked a city PASS that offered discounted prices into some of the city’s most popular attractions. We couldn’t hit them all but we did see the George W. Bush (he was the president) Library and Museum and the Perot Museum of Nature and Science. Pretty cool for adding a little culture into your vacation. My traveling partners enjoy visiting Zoos, so we went to the awesome Dallas Zoo and met two beautiful African Elephants and fed a giraffe. There are so many family-oriented events and presentations at this zoo, you might have to stay more than one day. The Dallas Farmers Market is a must see marketplace. The food, the vendors and the extremely memorable experience is like no other market I’ve visited. If you go, grab a street taco at La Ventana or a pork filled tamale at El Mero Mero. I have to mention the Trinity River Audubon Center for all you hikers and outdoor enthusiasts. This urban hardwood forest is an escape from the city into the distinctive Texas terrain.

5. Nashville, TN

Nashville, the home of country music, American history and so, so much to see and do. First, the must-see of all must-sees is the Country Music Hall Of Fame and the infamous Grand Ole Opry. Just the view from the outside of these famous buildings are a must see. When you get your fill of country music, head over and walk the beautiful college campuses of Vanderbilt University and Belmont University or go to the Adventure Science Center or the Belmont Mansion and spend the afternoon learning something new. The campuses are full of history and tradition and a perfect place to enjoy the outdoors. And we haven’t even mentioned Nashville’s food. Nashville has to be is a melting pot of cuisine. There are all kinds of fare to satisfy any palate. My favorites were found on the food trucks who offered quick, delicious and budget-friendly meals on the go. If you have room for pie, I recommend the peach or pecan.

Travel Steam Iron – Benefits of Carrying a Travel Steam Iron

A travel steam iron is important to own if you travel regularly. While many hotels provide irons, they do not always measure up with the irons found in stores. Most business professionals don’t have time to spend twenty minutes in the morning to figure out how to use the hotel iron. You can save a lot of time by bringing your own personal travel iron. When you have your own personal cordless travel iron, you can iron everything in five minutes instead of twenty minutes. Now you’ll have time to grab a cup of coffee in the morning!

The travel irons work similar to your traditional one. You can use it anywhere in the room as many of them are cordless. These are always compact, so you can easily fit them in your suitcase or bag. You could even sneak them in a carry-on bag to make sure you still have your iron if your luggage gets lost at the airport.

First impressions are important when meeting with your superiors at a business meeting. If you travel frequently, you probably have experienced the agony to find all of your dress clothes wrinkled in your suitcase the morning of your big meeting. With a steam iron, you can quickly iron out those wrinkles so that you will look sharp for the big wigs!

The cordless irons are generally not as powerful as your traditional irons, so you will still want to get some of your clothing dry cleaned so you will look great for your meeting. The travel irons work best for getting out the quick wrinkles that always appear after your pressed clothes have been compressed in a travel bag or suitcase.

It is best to use the travel iron in the same manner as your regular iron. Some commercials will advertise that you can iron your clothes while they are still on the hangers. We have found that this is not the most effective way to use the portable irons. You want to use an ironing board or any hard surface to press the clothes against. Using the portable iron this way will help the iron work most effectively.

There are many advantages of travel steam irons. You can save time because you will be familiar with your iron when you are away on business. The irons are cordless, so you can iron your clothes wherever it is most convenient for you. The irons are portable, so you can easily fit them in your suitcase or bag.

Copyright Samir Joshi

How To Travel As a Broke College Student

Step 1: Take Advantage of all Opportunities and Resources.

As simple as it sounds, you may not realize all the opportunity there is surrounding you whether it is at school or with friends and family. At first it might start off with family vacations when you’re younger and then sooner or later, mom and dad might start asking you where YOU would like to go. Take advantage! Family trips are always going to be the cheapest when mom and dad got you covered! Have friends or family living in a different state or country? Take a visit! Not only will you have a place to stay, but you basically have your own personal tour guides that can help you get acquainted with the area. But beyond using family and friends, there are resources you have at school too! Going through the school, having a solid group and getting all of that scheduled in advance, I was able to save a ton of money. And now that I’m in college, there are TONS of destinations you can go to study abroad and actually live there!

Step 2: Consider All Options.

As much as I want to travel, I know being in college I can’t exactly go everywhere any time I please. Create an order or list of all the top destinations you absolutely need to travel to. For me personally, I’d rather not go to the same place twice when I can go to a new place and have a fresh, new experience. Years ago I put Spain at the top of my bucket list. Now, after patiently waiting and not participating in the average spring breaks, not only am I able to live there for a few weeks, I will be able to visit at least three more different destinations while being abroad, knocking one by one off the bucket list.

Step 3: PLAN→ SAVE

Set aside a jar or box and make that your travel money bank. Whether you set aside $5 every few days or week or even opt out on going out to eat or drinking with friends and instead, put that money in the box, you’ll see how much can quickly add up. For birthdays or holidays, instead of asking for materialistic things you might not need, ask for donations towards your travels. It helps when you tell your family exactly where you want to go, what you want to do there and how happy it will make you. The faster you start saving, the easier it will be when the time comes to purchase your ticket. Aside from saving, start getting your plans together. The more you do your research, the more money you can save yourself and the more you can prepare your budget. I found that if you try and plan each of your days out, it saves you money from too much day shopping, food spending or even wasting money on rip off activities that were a waste of time.

Frugal Travel Tips For San Francisco

San Francisco is my favorite city hugging the west coast. It is also one of the most expensive especially for hotels. Lucky for the frugal traveler, many of the sights are free.

Note: When I first went to San Francisco (driving up from L.A.), I was very surprised by the decrease in temperature. Check the weather before arriving.

Fisherman’s Wharf

Fisherman’s Wharf, Pier 39 and Ghirardelli Square cover about 6 blocks along the waterfront. This tourist destination offers great views of the famous Alcatraz, souvenir shopping, seafood vendor and street performers. Some of the local “residents” include pelicans and sea lions. The souvenir to take back for chocolate loving Moms? Ghirardelli chocolate. This is where it all started.

Cable Cars

While at Ghirardelli Square, grab a few photos at the Cable Car Turnaround (the end of one of the lines). The cable cars, calling San Francisco’s living monument, are a good break for the weary.

Note: There are no transfers with cable cars. Each ride requires a new ticket.

Chinatown

The Chinatown in San Francisco is second in size in the U.S. only to New York City. It is great place to get cheap supplies and an inexpensive meal.

Lombard Street

Known as the crookedest street, Lombard is another one of those photo opps tourists love. Walking down is free.

The Golden Gate Bridge

Another famous and picturesque walk is across The Golden Gate Bridge. On a clear day, the views are fantastic (and will work off all that great Chinese food you’ll be eating). This suspension bridge is a little less than 9,000 feet long so plan your round trip accordingly.

Cable Car Museum

Love the cable cars? Then visit the Cable Car Museum on Mason Street. Admission is free and the museum deck overlooks the huge engines and winding wheels that pull the cables. Great photos can be taken in the vintage cable cars.

A city of different cultures, bordered by the sea, San Francisco has a perfect mixture of historic attractions and modern sights. Many of them free.

Time Travel, Higher Dimensions, Teleportation and Quantum Physics – Do They Really Exist?

Man is addictive to his imagination. Starting from the childhood, everyone grows with an imaginary world inside them. Only a very few people see their dream come true because of their hard work, luck or the fact that their imaginations were somewhat realistic. Everyone might not have thought about quantum physics but most of us have wondered at some point as “what if I could have my teenage back?”. Time travel is the concept of traveling in time. It does not merely mean to travel in time, but it really means the control over time.

The puzzling thing in science is that scientists are able to postulate extra dimensions than the physical and temporal dimensions but there is no way to feel them. What does an extra dimension mean? We are bound by time and we live across a time frame. We are all mass (objects with weight and could be felt physically) made objects but there are other dimensions as light and energy. Well we only know of energy as another dimension because we know there is energy. What if there are things that we don’t know? What if there are other dimensions that can interact with our dimensions but not us them?

What if you could travel to any spot in the universe in no time at all? How about you step inside a lift in Australia and press the button and then the lift opens and you are in the United States of America? What if the lift did not travel through any tunnel but you were disassembled into subatomic particles and then reassembled on the destination? Actually that is the thesis under teleportation. Teleportation proposes a method where an object inside a teleportation device would be disintegrated into subatomic particles and be re-integrated into the original object inside another teleportation device in the destination location. This seems impossible but science is scary; the quantum entanglement might show a green signal to this seemingly impossible method.

If the puzzle of science is extra dimensions, then the mystery of science is quantum physics. Decades ago, quantum physics was in much lesser practical stages and was mostly theoretical. Today’s technology has not only taken quantum physics practical but also made quantum physics applied in science. There are already quantum computers (at a very primary stage) operating under laboratory conditions. What is quantum physics? To explain it simple, it is the science with entirely different set of laws when you deal with particles smaller than atoms.

In fact, the time travel, higher dimensions and quantum physics all seem to be interconnected. Quantum physics states that matter could come into existence out of nothing and be destroyed into nothing. This is very much contradictory to the early days’ and today’s science. The Newtonian science stated that the matter nor could neither be formed nor destroyed. The Theory of General Relativity of Einstein brought science to a whole different level when he actually postulated in a simple formula that matter could transform into energy and vice versa.

Now, that there are theories that actually propose and logically prove that energy could come out of nothing. The Spacetime dimension could be scattered or be passed through by a few physical objects naturally. The quantum entanglement of smaller particles is the most puzzling and interesting of the quantum physics.

The quantum entanglement suggests and is proved that two connected particles (and how they are connected is a mystery even to quantum physicists) could react for the action of one of the pair even if they were separated by larger distances. To this day, light is the fastest travelling entity in the world. It seems that if you apply a stimulation that will affect one of the entangled particles, the other one reacts immediately even if it is separated by a million kilometers. The point is, that the information from one particle to another particle seems to have travelled faster than light.

There are different possibilities but the most relevant ones should be either that the information is transferred thorough another dimension which is not bound by time, or the particles are close to each other in time itself so that there is no time gap between the two particles.

Scientists are preparing models of time machines and teleportation devices based on the quantum entanglement properties of subatomic particles. In fact there have been experiments where teleportation of single subatomic particles have been proven to be taking place.

It is natural that science branched into more and more narrow paths. It is also natural that all science has to find a single point of reunion. Scientists, mostly theoretical physicists couldn’t cope with all the millions of laws, rules and equations in science. They wanted to know if there is a single explanation that could explain everything. This thought gave birth to the idea of the Theory of Everything.

If a Theory of Everything is postulated and proved then humanity would have been to the edge of this generation science. What the idea of the Theory of Everything means is that there would be a single equation that could be applied to explain the formation of the universe, the existence of it, all the current events at subatomic and atomic levels and much more of science.

If fact a proven Theory of Everything could explain the time travel, extra dimensions, teleportation and quantum physics positively. It is a continued attempt of respected scientists that has taken this theoretical theory to a new level. There were many theories proposed about it but the latest and most agreed one is the string theory. You think it is simple to have a theory so that everyone is happy but that was not the case.

The string theory came in five different forms. Now that there were five groups of scientists telling that their version of the theory was the right one. However, it came to an end when all scientists agreed that in fact all five different versions of the string theory were explaining the same thing. Now the accepted theory is called the M Theory. It is basically the most accepted theory closer to the conceptual Theory of Everything. Is it enough? Not enough!

There are loop holes in every single thing in science. The beauty of science is its falsifiability. Since the M theory came into existence and acceptance there have been efforts to fill in the gaps in the M Theory. Remember that a Theory of Everything should actually explain everything. Starting from dreams, demons and angels, radiation, expansion of the universe, the speed of the light, the foundation of time and every other thing that has a question mark on it should be explained by the Theory of Everything. So, is the theory there?

Actually the theory of everything is missing.

Website Focuses on Worldwide Travel

Worldwide travel, from small town festivals around the globe to the highest mountains, are part of the coverage provided by a website focusing on all types of travel in every country on earth.

The site offers photos, stories and videos from around the world with major focus on the southern USA and all states in the country while offering international coverage.

A collection of travel stories and information are gathered into an onsite “magazine” and readers can also access pdf versions of a variety of travel books from the site’s on-line “library”

A recent addition is a store-site link to imprinted items popular with travelers. These can be ordered directly.

Site visitors can participate in an on-line travel course.

Videos cover many activities in the southern USA and numerous slide shows as well, covering festivals, drives, historic areas and tourist attractions.

Web visitors may also submit their travel stories and photos, particularly from around the world locations.

The site is updated on a regular basis and the most recent updates include vacation ideas, maps, vacation sites in the state of Alabama, Florida spots including EPCOT and Walt Disney World, Sanibel Island and the panhandle of Florida, Lake Carroll in Georgia, national vacation spots including Sea Island, Georgia and Seattle, Washington.

Global readers have provided stories and photos on the Philippines, India, Algeria, France and Thailand.

The site strives to touch on all facets of travel in a variety of locations and climates as one country may have summer while another has winter and the same climatic conditions are not worldwide.

Usually changes are made on the website as seasons change.

Beaches and outdoor activities are popular for summer while skiing, visiting museums, and cruises can be more popular for the winter.

Many of the articles and information focuses on economy travel and activities, particularly for the whole family or for couples.

Website visitors should return often to see the latest updates and travel information. Weather information may be posted from time to time as well as safety information regarding travel to certain countries or areas.

For many countries around the world tourism is a vital part of their financial growth and adds much to the local economies. Some countries are now focusing on nature tours and preserving much of their jungles and rivers as a draw for tourists.

Select links may also take the visitor to other sites providing additional information about an event or location.

Travel Insurance – What It Might Cover

When going on vacation there are so many things to remember and consider but one thing that almost no one considers is travel insurance. No matter how good you are at planning a vacation there are unexpected things that can happen, and that is where travel insurance comes into play. It can compensate you for unforeseen emergencies. Depending on the length of stay and type of trip, there are several type s of travel insurance to choose from.

• Trip Cancellation/Interruption coverage-these policies cover vacation cancellations due to sudden illness or death, weather, emergency military duty, jury duty, prior to departure of cruise line or bankruptcy of airline. Many also include terrorism insurance that will reimburse your expenses in the event that the U.S. Department of State issues a travel warning. This warning will advise people not to travel within a certain country for a certain length of time.

• Medical emergencies-this is useful if you plan to travel to underdeveloped countries. It will also cover individuals who have a chronic illness that may require medical attention at some time during their trip. The policy will reimburse you for the cost of medications, doctor visits, and it may sometimes cover medical evacuation out of the country. Make sure you check with your insurance company regarding the details because travel health coverage polices vary.

• Non-refundable tickets-you may also be able to obtain travel insurance that will cover this in the event your trip has to be cancelled for many different reasons. There are some plans that will even cover missed connections. This can be a lifesaver if there is a flight delay, confusing or over crowded airport terminal.

• Comprehensive insurance package-this is a package for frequent travelers or longer trips. This package provides a variety of coverage and is the best value. Some of these packages will let you choose what type of coverage you want to include.

• Cruise ships-this can cover when a cruise is delayed and the traveler has to change their hotel reservations or the trip is cut short and you have to arrange a trip home at the last minute.

Other expenses or situations may also be covered, which can include:

• Having to be airlifted to a medical facility

• Cost of medical procedures if your health insurance is not recognized in the jurisdiction

• Hotel booking issues

• Paying for a hotel if your flight is delayed

• Replacing essential items when luggage is delayed or loss

• Errors in flight arrangements if the traveler was not at fault

• Emergency legal assistance

• Transportation if you need to return home due to emergency or death of close relatives